Does Target Take or Accept Apple Pay?

Last updated on October 5th, 2023 at 08:23 pm

With over 2,000 stores across the United States, Target is one of the biggest brands with thousands of products and over 383 million users worldwide.

Using Apple Pay at Target is simple and straightforward and if you’ve ever wondered how to use Apple Pay at Target, you’ve found the right article to guide you on how to do just that.

With such a large number of people using Apple Pay, no doubt, it is one of the best available options for people to purchase goods and services. Apple Pay makes it so easy for all users including store owners to integrate it into their store.

Before we go to the steps on how to use Apple Pay at Target, let’s go through how to set up Apple Pay first…

How to Setup Apple Pay

Below are the steps you need to take to set up Apple Pay:

Open the Wallet app on your iPhone
Tap the “+” button in the top-right corner of the screen
Tap Continue on the next screen
Tap Add Card
Take a photo of your debit or credit card or enter the details
Enter your card’s expiration date and the CVV (you will find this at the back of your card)
Click on Next and agree to the Terms and Conditions statement.
Lastly, select Continue.

By following these steps you should now have your Apple Pay set up.

Next, let’s look at how to use the Apple Pay at Target Website.

Does Target take Apple Pay?

Yes, From your Apple Pay you can buy anything online or offline and make payment with the Apple Pay that you just set up with your mobile phone.

If you purchase items on Target’s online store or in-store, all you need to do is to select “Buy with Apple Pay” and use your Touch ID or Face ID.

Using your Apple Pay to purchase online works naturally even with other websites. However, you’d need to use the Safari browser as this is not possible on Chrome and other browsers yet.

Read: Does Target Accept American Express? Find Out Here

What Payment Options Does Target Accept?

Target stores are not limited to Apple Pay alone, and if what is available to you to complete your order are options like Google Pay or even third party credit cards such as Mastercard, no worries. Below is the available payment option at Target:

Target accepts cash: US dollars (Mexican pesos and Canadian dollars in some stores)
Target accepts mobile payments like Apple Pay, Google Pay, Samsung Pay, and Alipay (in some stores), or any contactless digital wallet
Target accept Personal and Rebate checks
Target accept third-party Credit Cards such as Visa, Mastercard, Discover/Novus, American Express, Diner’s Club International, JCB Japanese Credit Bureau,
Target accepts debit/ATM, and EBT Cards: US-issued debit/ATM cards. Stores will also accept Canadian debit/ATM cards with an NYCE or an Interac logo paired with the Visa logo
There are also the likes of Target RedCard, Target App, Target Temporary Slips as a payment option for users.
Target also accepts gift Cards: Target GiftCards, Merchandise Return Cards and Prepaid Gift Cards with a Visa, Mastercard, Discover, or American Express logo. Starbucks gift cards can be used at the in-store Starbucks registers only.
A Target Corporation gift certificate is good in the issuing country only
Merchandise Voucher
Women, Infants, and Children (WIC) programs are accepted in some stores.

Target app & Target.com Payment Option

Third-party credit cards: Visa, Mastercard, American Express, Discover/Novus, Target PCard, credit cards from foreign banks
Third-party debit cards that are connected with Visa or Mastercard and processed as a credit card
Target RedCard, Target GiftCards, Target eGiftCards, and mobile Target GiftCards
Third-party gift cards from Visa, Mastercard, American Express, and Discover
Instalment plans like Afterpay, Affirm, Klarna, PayPal Pay in 4, Sezzle, and Zip
PayPal (except for items sold by Target Plus Partners)

To see a more detailed overview of accepted payment options, visit the Target website.

Payment Options not Supported by Target

You cannot use a foreign currency at Target except in a few situations, which depend on the Target store’s location.
Target only accepts money orders as payment on credit accounts.
Target doesn’t support Mall Certificates and Chamber Bucks generally, however, in some stores you can still find one that accepts them. It’s best to check at your Target store beforehand.
All merchant gift cards aren’t accepted at Target stores. The only exception is that of the Starbucks gift cards that are only available to purchase items at in-store Starbucks.

How to Use Apple Pay at a Target Self Checkout

To use Apple Pay at Target, make sure you scan all your items and that you’re ready to pay.

Then proceed by simply double-clicking the button on the side of your phone to open your Apple Pay and hold it over the payment terminal and your payment should start processing immediately.

Is there a limit to using Apple Pay at Target?

There is no limit to using Apple Pay at Target. But at a certain amount, you may be required to provide a signature. The limit applies as to how much you can spend before you have to provide a PIN or a signature although, in some countries like Canada there is no such limit. This limit is $50 (€50 in Europe) or an equivalent to that sum in most of the world where Apple Pay and contactless payment are available.

Is Apple Pay safe to use at Target?

It’s safe and secure to use Apple pay to buy at Target. However, it is important that you take precautionary measures.

What if you have problems like payment declined using Apple Pay at Target?

Sometimes, you can run into problems with your Apple Pay and there have been situations where transactions were declined at Target store or Target website or app.

When you find yourself in this situation, don’t worry it has happened to many people before. You don’t have to raise your voice at anyone. And all you need to do is to try making the payment again and it will go through. In the event that it didn’t work after several attempts, try to check your balance or call your card issuer.

In the case where you are trying to use Target Cards, use the below contact number to reach out to them:

Target Credit Card or Target Mastercard, call the Target Card Services at 1-800-424-6888.
For Target Debit Card, contact Target Debit Card Services at 1-888-729-7331.
For Target GiftCards, check your balance here or call the Target GiftCard Team at 1-800-544-2943.

Can you use Apple Pay with an iPhone?

The first thing that you have to know is that not all iPhone models support Apple Pay. Only iPhone models with Face ID and Touch ID can use Apple Pay. Although this functionality can be found within all iPhones except the iPhone 5s. Also, iPads that support Apple Pay like iPad, iPad Air, iPad Pro, and iPad mini models with Touch ID or Face ID can use Apple Pay.

Here are where you can use your iPhone to pay:

On the web in Safari
Inside apps
In-store
Person to person
Paying for transport
In Business Chat
At some schools with your student ID

Can you use Apple Pay with an Apple Watch?

Newer models of Apple Watch including Apple Watch Series 1 support Apple Pay and you can use it to pay at:

Inside apps
In-store
Person to person
Paying for transport
At some schools with your student ID

Can you use Apple Pay with a Mac?

You can use any Mac models that support Apple Pay with Touch ID (Macs launched in 2012 or later with an Apple Pay-enabled iPhone or Apple Watch, Macs with Apple silicon that are paired with a Magic Keyboard with Touch ID) to pay:

Inside apps
On the web in Safari
In Business Chat

Are there additional fees for using Apple Pay at Target?

Apple Pay does not charge additional fees for using it to purchase online or in-store. There are no fees for using it at Target also. Any amount that you end up paying must be coming from your card issuer and not Apple Pay.

Conclusion

As you can see Apple Pay is a very easy way to make purchases at Target. No additional payment fee and setting up Apple Pay itself is simple and straightforward.

Remember, there are other payment methods you can use at Target to pay whether in-store or online.